Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16The Formula for a Solid Bond Working with Murray Risk Management and Insurance for over a decade, I feel the perfect partnership was formed as both eciGroup and Murray strive for professional and results driven organizations. One of the major components of our construction company is an understanding from our vendor providers of our business model and the ongoing facets of our trade that will allow us to be competitive in the construction environment. Murray not only accomplished this requirement but they exceeded my expectations of an insurance broker. I have been personally and professionally impressed by the Murray organization and the skill level they bring to the table. A major element of our construction business is in the public sector requiring a complete understanding of both the insurance and bonding requirements associated with this segment of our business. Murray has successfully partnered eciGroup with some of the top insurance and surety companies in the industry to help us be an aggressive force in this sector of the market and allowed our company to grow and be successful in a very challenging and ever changing environment. The team of professionals at Murray has always been very friendly and interactive with our staff and their method of mentoring, seeking out additional participants as partners and the ability to bring to the table a cohesive team of competent insurance experts has made eciGroup a formative and competitive player in the construction field. Bill Eichelberger, President & CEO eci Group 2011 Construction Solutions The reality of the economic climate means there has never been a more critical time for contractors to seek the advice and specialized products and services of our dedicated regional construction services division. Sinking balance sheets require solid partnerships with our bond experts. You will receive financial advice to make your company as appealing as possible to a wide range of bonding companies. We leverage our partnerships with bonding companies, banks, accounting firms and attorneys to negotiate for you; obtaining bonds on per job and aggregate basis at the best available terms. Design build and fast tracked projects mean quick turn-around on review of contracts and bid specifications in an environment where managing these details correctly is the difference between profit and loss. Our nearly 30 construction and bonding experts support your staff with their expertise in specification review, contractual risk transfer, LEEDS certified and sustainable construction, and their understanding of the need for both speed and accuracy. Million dollars in surety bonding premium sold in 2009. While not officially ranked, this number would place Murray among the country’s top 50 writers of surety bonds, according the the list published by The Surety & Fidelity Association of America in 2009. 13.5 Average total yearly dividend (in dollars) returned to the construction clients in the Heartland Construction Safety Group program. 540,171